Services

The broker works for you. The bank doesn’t. The right mortgage is a critical factor determining long-term savings. The value of a professional mortgage broker comes from having someone who objectively works for you and is not limited to mortgage product offerings from one source; like a bank. Advice on choosing the right mortgage option considers interest rate, payment privileges, payment penalties, long term savings and much more.  Take a look at the differences between my services & the bank’s services: Feature My Services The Bank"s Services Product Choice and Access Access to over 50 lenders (including Banks) Rate promotions Limited Access to the bank"s line of the mortgage products Independents and Objectivity Works for you (the Client) Works for the bank Rates Offer the best rate in the market Can guarantee an interest rate for 90 - 120 days Offer the rate for the specific bank Will not be able to offer you a better deal from another institution's products Ongoing Service Keep in touch through mortgage years for annual reviews, refinancing, renovation financing or debt consolidation Get annual statement in the main and notice for your mortgage Cost No Cost (I am paid by the financial institution that funds your mortgage) No Cost (on qualified applications) You never have to worry about a better mortgage on the market - I will have it for you.